Townhouse vs. house: which is right for you?

Townhouses and detached houses can cost a similar amount, but they suit very different lifestyles. Here’s how they compare.

Space and privacy

Detached houses usually offer bigger gardens and no shared walls. Townhouses trade some privacy for vertical space, often over three floors, in more central locations.

Maintenance and fees

Townhouses often come with HOA or service fees that cover exterior upkeep and shared areas. With a house, there’s no fee — but every repair is yours to plan and pay for.

Resale and flexibility

Both hold value well in strong neighborhoods. Houses tend to appeal to families, while townhouses attract first-time buyers and downsizers — a wide pool when it’s time to sell.